Your money goes away with CashnetUSA

CashnetUSA doesn’t give loans, they ask you to provide money on a card, provide them with the card information, and then they take it, and when you call looking for your loan, then they say they need more money on another card to prove that you can payback the so called loan your never going to receive.

The only person loaning money here, is the consumer who gets ripped off by way of Gift Cards. If this was a reliable company, they would not require you to front money for money, nor would they ask you to purchase gift cards. Never give these fools access to your cash, because your money will go away with cashnetUSA.

http://www.consumeraffairs.com/finance/cashnet.html

http://www.ripoffreport.com/reports/directory/cashnetusa

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The Extra Escrow Analysis

Every since Bank Of America Home Loans bought out Countrywide Mortgage, home owners have been subject to extra escrow charges and fees, their escrow payments are going up and up even when taxes & home owners insurance are going down.

Bank Of America Home Loans tried to increased a home owners escrow payments based on their analysis of a possible shortage, on an escrow account that had never been short. When the home owner added an extra $100 to their escrow to cover a tax fee so that their escrow payment did not increase, BOA took $47.00, and returned $53 to the home owner claiming an escrow overage, and then increased the monthly escrow payment to cover the $100 tax fee. Four months later they claim a possible shortage next tax payment, and now they want the money back from the home owner, and also an extra amount every month to cover any possible shortage. Now the home owners out $200 for a $100 fee.

Consumer Complaints & Reviews

BOA says home owners are not allowed to add extra to their escrow but yet they took the extra payment and there’s an option to add an extra escrow payment and they tried to require an extra payment based on their analysis of a possible shortage. Can we say INTEREST anyone?

Their escrow analysis are always high and then they claim overage and return money only to then claim shortage and then collect extra money. Their Home Loan escrow is just like being on a roller coaster ride that you can’t get off!

Bank of America Home Loans.png
Type Subsidiary of Bank of America
Founded 1969 (Countrywide), February 2009 (Bank of America Home Loans)
Headquarters Calabasas, CA, USA (Countrywide Financial)Charlotte, North Carolina, USA (Bank of America)
Key people Barbara J. Desoer, President of Bank of America Home Loans and Insurance
Revenue $6,061,437,000 US$ (2007)
Operating income decrease$1,310,274,000 US$ (2007)
Net income decrease$703,538,000 US$ (2007)
Parent Bank of America
Website Bank of America Home Loans

Money Mutual and Montel

Shame on Montel Williams from LivingPure to Money Mutual he’s selling his fans down the river.

is a glorified find a payday loan shark site that charges outrageous interest rates and fees. Then they will sell all your personal financial information to payday loan scammers.

Payday Loan Scare Tactics

The next thing you know your getting calls telling you that your past due on a payday loan and they are about to download a subpoena to your file, and contact your local police station to have you arrested the following day, if you don’t pay them now.

You should never pay for anything over the phone without proof that you owe. Also you can never be arrested for a debt and all debt collectors must abide by the Fair Debt Collection Act. Don’t be fooled by those calls threatening jail time, there are no debt police they are just trying to scare and scam the money out of you.

http://money-mutual.pissedconsumer.com/

http://www.sitejabber.com/reviews/moneymutual

WesternSky a Tribal Payday Loan

The WesternSky scam has been around for a while now. They say their loans will get you off the payday treadmill, but in reality they are part of the payday loan scam company called Cash Call. They charge 139% interest plus fees on their loans! Sounds worse than a Payday Loan to me.

WesternSky says you can have $10,000 in your account by tomorrow based on them trusting you (haha), but it will cost you all your personal information and $21,000 dollars to repay, I’d say the money’s expensive and in violation of the FTC Laws. Their Terms of Use state:  All loans will be subject solely to the exclusive laws and jurisdiction of the Cheyenne River Sioux Tribe, Cheyenne River Indian Reservation. All borrowers must consent to be bound to the jurisdiction of the Cheyenne River Sioux Tribal Court, and further agree that no other state or federal law or regulation shall apply to this Loan Agreement, its enforcement or interpretation.

Never sign away your Federal rights and agree to abide by a tribal court. The FTC Bureau of Consumer Protection and  Attorney General of Colorado are on to these Indian Scammers and have filed suit.

Payday Loans Neon Sign

Payday Loans Neon Sign (Photo credit: rinkjustice)

Per their own terms of use, they should only be able to scam I mean loan to the Cheyenne River Sioux Tribe.

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