CashnetUSA doesn’t give loans, they ask you to provide money on a card, provide them with the card information, and then they take it, and when you call looking for your loan, then they say they need more money on another card to prove that you can payback the so called loan your never going to receive.
The only person loaning money here, is the consumer who gets ripped off by way of Gift Cards. If this was a reliable company, they would not require you to front money for money, nor would they ask you to purchase gift cards. Never give these fools access to your cash, because your money will go away with cashnetUSA.
Bank Of America Home Loans tried to increased a home owners escrow payments based on their analysis of a possible shortage, on an escrow account that had never been short. When the home owner added an extra $100 to their escrow to cover a tax fee so that their escrow payment did not increase, BOA took $47.00, and returned $53 to the home owner claiming an escrow overage, and then increased the monthly escrow payment to cover the $100 tax fee. Four months later they claim a possible shortage next tax payment, and now they want the money back from the home owner, and also an extra amount every month to cover any possible shortage. Now the home owners out $200 for a $100 fee.
BOA says home owners are not allowed to add extra to their escrow but yet they took the extra payment and there’s an option to add an extra escrow payment and they tried to require an extra payment based on their analysis of a possible shortage. Can we say INTEREST anyone?
Their escrow analysis are always high and then they claim overage and return money only to then claim shortage and then collect extra money. Their Home Loan escrow is just like being on a roller coaster ride that you can’t get off!
The next thing you know your getting calls telling you that your past due on a payday loan and they are about to download a subpoena to your file, and contact your local police station to have you arrested the following day, if you don’t pay them now.
You should never pay for anything over the phone without proof that you owe. Also you can never be arrested for a debt and all debt collectors must abide by the Fair Debt Collection Act. Don’t be fooled by those calls threatening jail time, there are no debt police they are just trying to scare and scam the money out of you.
The WesternSkyscam has been around for a while now. They say their loans will get you off the payday treadmill, but in reality they are part of the payday loan scam company called Cash Call. They charge 139% interest plus fees on their loans! Sounds worse than a Payday Loan to me.