is a glorified find a payday loan shark site that charges outrageous interest rates and fees. Then they will sell all your personal financial information to payday loan scammers.
The next thing you know your getting calls telling you that your past due on a payday loan and they are about to download a subpoena to your file, and contact your local police station to have you arrested the following day, if you don’t pay them now.
You should never pay for anything over the phone without proof that you owe. Also you can never be arrested for a debt and all debt collectors must abide by the Fair Debt Collection Act. Don’t be fooled by those calls threatening jail time, there are no debt police they are just trying to scare and scam the money out of you.